Scenario AI
From FHA to Non-QM, Scenario AI delivers fast, accurate answers to your toughest lending questions.

GuidelineGPT
Book a DemoReal-time answers to complex mortgage guidelines.

Overview
Scenario AI helps loan officers navigate complex borrower scenarios with speed and confidence. Instead of digging through multiple guideline PDFs, just ask your question—and get clear, source-backed answers across multiple programs in seconds.
Try it nowKey features
One question. Many sources.
Save time switching between PDFs—get a single answer, clearly broken down by each program you’ve selected.

Natural questions. Expert-level answers.
Just type your questions as you would in an email or call—Scenario AI understands context and returns guideline-accurate responses in seconds.

Transparent answers you can verify.
Stay compliant and confident—click any citation to see exactly where it came from.

Built for complex scenarios
Unlock confidence when guidelines get gray. Perfect for non-QM, edge cases, or fast-moving deals.





Why it matters
Scenario AI helps your team move faster and qualify more borrowers—without needing to search PDFs or wait on a help desk. Especially valuable in fast-paced, Non-QM-heavy shops.

“After years in real estate, I’ve never seen a tool as efficient as Zeitro. It’s like having a personal assistant who handles all the tedious tasks, freeing me to focus on my clients.”
Bob A, Broker owner,
Serenity Home Loans
Serenity Home Loans