What is the definition of a mid-rise condo?

A mid-rise condominium is defined by Freddie Mac as a project with 4 to 7 stories.

Guideline Requirements (Freddie Mac)

Freddie Mac's Selling Guide provides the explicit, floor-count-based definition used for condo project classification at loan delivery:

• "Enter 'Midrise Project' if the project has 4-7 stories."
• "All floors above ground are included in the number of stories. Any half basements used for residential purposes are counted as a floor."

Three-Tier Project Classification (Freddie Mac)

• Garden Project — 1 to 3 stories
• Midrise Project — 4 to 7 stories
• Highrise Project — 8 or more stories
• Townhouse Rowhouse — one in a row of identical houses, or a unit attached to another via a common wall (e.g., a brownstone)

Important context: This story-count definition drives ULDD loan delivery data and is the most consistently referenced classification across agency and lender guidelines. Neither Fannie Mae, FHA, nor USDA provide a separate numerical floor-count definition for "mid-rise" in available materials — Freddie Mac's definition above is the most precise and actionable reference available.