The AI agent designed for mortgage professionals
Instant answers
from every guideline
Search agency and non-QM programs in one place
DeepSearchWhat are the requirements for a warrantable condo?
Do I need to declare a vacant property when applying for a loan?
How many months bank statements do I need for asset verification in LP accept aus findings
¿Puede el crédito del vendedor cubrir la prima única del seguro hipotecario (UMIP)?
Any DSCR program can use higher of market rent or actual rent?
想做 Airbnb 短租，请问目前有哪些合适的贷款项目可以申请？
What are the requirements for a warrantable condo?
Do I need to declare a vacant property when applying for a loan?
How many months bank statements do I need for asset verification in LP accept aus findings
¿Puede el crédito del vendedor cubrir la prima única del seguro hipotecario (UMIP)?
Any DSCR program can use higher of market rent or actual rent?
想做 Airbnb 短租，请问目前有哪些合适的贷款项目可以申请？
What are the requirements for a warrantable condo?
Do I need to declare a vacant property when applying for a loan?
How many months bank statements do I need for asset verification in LP accept aus findings
¿Puede el crédito del vendedor cubrir la prima única del seguro hipotecario (UMIP)?
Any DSCR program can use higher of market rent or actual rent?
想做 Airbnb 短租，请问目前有哪些合适的贷款项目可以申请？
How many months bank statements do I need for asset verification in LP accept aus findings
¿Puede el crédito del vendedor cubrir la prima única del seguro hipotecario (UMIP)?
Any DSCR program can use higher of market rent or actual rent?
想做 Airbnb 短租，请问目前有哪些合适的贷款项目可以申请？
Can someone who's not on the loan be on the equitable title?
What is the maximum DTI for a jumbo loan?
How many months bank statements do I need for asset verification in LP accept aus findings
¿Puede el crédito del vendedor cubrir la prima única del seguro hipotecario (UMIP)?
Any DSCR program can use higher of market rent or actual rent?
想做 Airbnb 短租，请问目前有哪些合适的贷款项目可以申请？
Can someone who's not on the loan be on the equitable title?
What is the maximum DTI for a jumbo loan?
How many months bank statements do I need for asset verification in LP accept aus findings
¿Puede el crédito del vendedor cubrir la prima única del seguro hipotecario (UMIP)?
Any DSCR program can use higher of market rent or actual rent?
想做 Airbnb 短租，请问目前有哪些合适的贷款项目可以申请？
Can someone who's not on the loan be on the equitable title?
What is the maximum DTI for a jumbo loan?
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Best-in-class accuracy you can act on.
Rigorously benchmarked against industry standards, Zeitro Strata AI delivers the most accurate, decision-ready answers in the market.
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Built-in guideline overlays.
Every search automatically accounts for Fannie Mae, Freddie Mac, FHA, VA, and USDA guidelines — so you get faster answers without leaving the workflow.
Start for freeOne search for all lender guidelines.
Page reference links every answer to its original lender source, ensuring 100% verified content for instant verification and full traceability.
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Who Zeitro Strata is built for
Zeitro Strata meets you where you are - and helps you move faster with every deal.
Loan Officer & Broker
The all-in-one place for loan officers and brokers to master guidelines, run scenarios, and close more loans than anyone else.
Lender
Equip the loan officers in your network with instant, 24/7 certainty on product eligibility, pricing, and guidelines—at scale.
Wholesaler
The trustworthy partner for wholesale teams to streamline workflows and drive more volume through the pipeline with total precision.
Hear from our users
See why professionals trust us to power their workflow.
"Zeitro Strata reduces the back-and-forth. I can test a scenario, see whether it fits, and reference the exact guideline language. That clarity tells me early if the file can move forward."
"On non-standard files, small details change eligibility. Zeitro Strata makes it easy to compare programs across lenders and confirm the program that actually matches the borrower's profile."
"I use Zeitro Strata during borrower conversations to pressure-test 'what if' changes in real time. The citation-backed summary helps my team stay aligned and prevents avoidable rework later."
"Zeitro Strata reduces the back-and-forth. I can test a scenario, see whether it fits, and reference the exact guideline language. That clarity tells me early if the file can move forward."
"On non-standard files, small details change eligibility. Zeitro Strata makes it easy to compare programs across lenders and confirm the program that actually matches the borrower's profile."
"I use Zeitro Strata during borrower conversations to pressure-test 'what if' changes in real time. The citation-backed summary helps my team stay aligned and prevents avoidable rework later."
Frequent asked questions
Zeitro Strata is used before submission. It helps AEs and scenario desks check program fit using your guidelines, without changing underwriting review or approval steps.
Yes. Zeitro Strata can be set up to reflect your programs, overlays, and eligibility rules so scenario results match how your lending team evaluates loans.
Each answer is based on your guideline text and includes citations so teams can review the exact rule being referenced.
No. Zeitro Strata does not approve loans or make credit decisions. Final review and approval remain with your underwriting team.
No borrower PII is required. Scenarios can be evaluated using eligibility inputs such as income, assets, credit, property, and occupancy.
Yes. Zeitro Strata runs on the Zeitro platform and follows SOC 2 Type II aligned security practices designed for mortgage workflows.
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+1 669-388-1928
contact@zeitro.com
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