Application
Pre-qual, 1003, and FNM export
Seamless, automated loan applications
Seamless, automated loan applications
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Overview
From pre-qualification to final submission, Zeitro’s Application system automates every step of the borrower application process. Borrowers can pre-qualify online, complete the 1003 form with ease, and export their data in FNM 3.4 format for seamless integration with lenders.
Key features
Self-service pre-qualification
Allow borrowers to pre-qualify themselves online, reducing manual work and improving conversion rates.
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Automated DTI calculation
Calculate a borrower’s Debt-to-Income (DTI) ratio instantly and accurately using AI-driven tools. Zeitro automatically pulls in borrower financial data and computes the DTI in real-time, ensuring precision in pre-qualification and loan
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1003 automation
Automatically generate 1003 forms based on borrower data, minimizing errors and manual input.
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FNM 3.4 Export
Easily export borrower data in FNM 3.4 format, ensuring compatibility with lender systems and faster loan processing.

Real-time credit checks
Run borrower credit checks instantly to provide accurate pre-approval results.
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Why it matters
By automating the application process, Zeitro reduces the time and effort needed to move a borrower through pre-qualification to final approval. This not only speeds up loan processing but also enhances the borrower experience, making it easier for them to complete applications.

“After years in real estate, I’ve never seen a tool as efficient as Zeitro. It’s like having a personal assistant who handles all the tedious tasks, freeing me to focus on my clients.”
Bob A, Broker owner,
Serenity Home Loans
Serenity Home Loans