Application

Pre-qual, 1003, and FNM export
Seamless, automated loan applications
Loan application showing Andrew Zhang’s additional employment details and assets section.

Application

Get a demo
Pre-qual, 1003, and FNM export
Seamless, automated loan applications
Loan management table showing multiple applications and loan statuses.

Overview

From pre-qualification to final submission, Zeitro’s Application system automates every step of the borrower application process. Borrowers can pre-qualify online, complete the 1003 form with ease, and export their data in FNM 3.4 format for seamless integration with lenders.

Key features

Self-service pre-qualification

Allow borrowers to pre-qualify themselves online, reducing manual work and improving conversion rates.
Loan application interface with borrower details and required documents.

Automated DTI calculation

Calculate a borrower’s Debt-to-Income (DTI) ratio instantly and accurately using AI-driven tools. Zeitro automatically pulls in borrower financial data and computes the DTI in real-time, ensuring precision in pre-qualification and loan
Loan dashboard displaying rate options, loan products, and pricing rows

1003 automation

Automatically generate 1003 forms based on borrower data, minimizing errors and manual input.
Mortgage guideline cards outlining loan scenarios and eligibility rules

FNM 3.4 Export

Easily export borrower data in FNM 3.4 format, ensuring compatibility with lender systems and faster loan processing.
Flowchart showing mortgage application review steps with required forms

Real-time credit checks

Run borrower credit checks instantly to provide accurate pre-approval results.
Credit report summary showing Andrew Zhang’s personal details and credit scores from TransUnion, Experian, and Equifax
Borrower info form with dropdown selections.Loan document review interface with form fields.Cards showing loan program features and guidelines.Mortgage process flowchart for application, processing, and closing.Credit report section showing FICO scores.

Why it matters

By automating the application process, Zeitro reduces the time and effort needed to move a borrower through pre-qualification to final approval. This not only speeds up loan processing but also enhances the borrower experience, making it easier for them to complete applications.
Professional headshot of a man in a suit and tie against a teal background
“After years in real estate, I’ve never seen a tool as efficient as Zeitro. It’s like having a personal assistant who handles all the tedious tasks, freeing me to focus on my clients.”
Bob A, Broker owner,
Serenity Home Loans

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