Integrations & Partners

Zeitro connects to the LOS, credit vendors and email you already use. It is your point of sale, so the finished file goes where you close.

Encompass AI integration

Zeitro adds AI to the front of an Encompass workflow without replacing Encompass. The one-page AI application reads the borrower's documents, builds the 1003 and sends the finished loan into Encompass with the documents attached, while disclosures, automated underwriting and closing stay in Encompass. Zeitro Strata answers guideline questions alongside, with the guideline cited.

Our partners

LOS, credit and data partners that Zeitro connects to today.

EncompassLOS
MISMOData standard
NylasEmail
LodestarClosing costs
Credit TechnologyCredit
XactusCredit
KCB CreditCredit
Advantage CreditCredit

What each integration does

LOS

Encompass

Send the finished one-page application into Encompass, with the borrower's documents attached.

Data standard

MISMO

Export any loan as an FNM 3.4 file for LendingPad, Encompass or another LOS, or start a loan from a MISMO file.

Email

Nylas

Connect a Google or Microsoft mailbox, and emails to borrowers go out from your own address.

Closing costs

Lodestar

Closing cost estimates from Lodestar in your Pricing Engine results.

Credit

Credit Technology

Order credit reports inside Zeitro with your Credit Technology account.

Credit

Xactus

Order credit reports inside Zeitro with your Xactus account.

Credit

KCB Credit

Order credit reports inside Zeitro with your KCB Credit account.

Credit

Advantage Credit

Order credit reports inside Zeitro with your Advantage Credit account.

Hand off to Encompass without retyping.

When the one-page application is finished, it goes into Encompass with the borrower's documents attached. For any other LOS, export FNM 3.4.

How the Digital 1003 works
Zeitro Digital 1003 showing a borrower's Uniform Residential Loan ApplicationA loan in Zeitro with the borrower's DTI, LTV and loan amount, and a filled-in section of the Uniform Residential Loan Application

Lenders in the Pricing Engine

Investors whose programs and price sheets are already maintained in Zeitro.

FremontTech CUUWMWholesale Mortgageand more
About the Pricing Engine

Frequently asked questions

Does Zeitro integrate with Encompass?

Yes. The finished one-page application goes into Encompass with the borrower's documents attached, and any loan can be exported as FNM 3.4 for Encompass or another LOS.

Does Zeitro replace Encompass?

No. Applications, the pipeline and loan files live in Zeitro, and disclosures, automated underwriting and closing stay in Encompass.

Where does the AI come in?

Before the loan reaches Encompass. The one-page AI application reads pay stubs, W-2s, bank statements and tax returns and builds the 1003 from them, and Zeitro Strata answers guideline questions with the guideline cited.

Can you integrate a lender or vendor that is not listed?

Usually. Request a lender from your account, or contact us about a vendor, and we tell you what it takes.