Quote any scenario in seconds.
Conventional, non-QM and private lending in one search, with your own investors, overlays and compensation built in.
Eligible and ineligible, sorted before you quote.
Zeitro Strata reads the scenario first and sorts every program into eligible and ineligible, so the list you price from is the list you can actually close.
- Rate, price and closing costs side by side
- Eligibility reasons on every ineligible program
- Lock the quote into the borrower's file
Everything you need to price a loan.
Your investors, your overlays, your comp
Add any lender to your account and request new ones. Apply your overlays and compensation so every quote is already yours.
- 100+ investors maintained by Zeitro
- Request an integration for a lender you need
- Overlay adjustments on every quote
Real-time updates
Up-to-the-minute pricing for conventional and non-QM products, from your lenders' current sheets.
Non-QM pricing
A pricing engine built for non-QM products, for the borrowers who do not fit the agency box.
Private lending
Price private lending and hard money the same way, with your own programs and terms.
Straight into the file
The chosen program carries into the Digital 1003, so the quote and the application never disagree.
Wholesalers and TPOs list their programs here.
If you are a wholesaler, your programs and rates can sit where brokers already search, and Zeitro Strata answers their guideline questions from your own guidelines.
Frequently asked questions
Whose rates does the Pricing Engine use?
Your lenders' current price sheets. Zeitro maintains more than 100 investors, and you can add your own lenders or request one that is missing.
Does it price non-QM and private lending?
Yes. Conventional, non-QM and private lending are priced in the same search, so one scenario returns everything that fits.
Can I apply my own margins?
Yes. Add your compensation and overlay adjustments, and every quote comes out already adjusted.
Do borrowers see the Pricing Engine?
No. The Pricing Engine is for you and your team. Borrowers reach you through your BlueRate.ai page, or the rates widget on your website.