Your programs, listed where brokers already search.

Put your programs and pricing in the Pricing Engine, let Zeitro Strata answer guideline questions for your AEs and brokers, and see who is pricing your programs.

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Zeitro Pricing Engine listing eligible loan programs with rate, price and closing costs

Pricing Engine results: eligible QM programs, each with lender and product, rate and APR, and price

How it works

You
You add your programs and rates
Along with the guidelines behind them. Your programs are listed in the Pricing Engine and read by Zeitro Strata.
Brokers
Brokers find and price your programs
Your AEs and brokers get guideline answers from Zeitro Strata, on your guidelines.
Reporting
You see who is searching
Reporting shows which brokers price your programs, and how often.

Your programs show up the moment a broker has a borrower.

Brokers price your programs while they have a real borrower in hand. Zeitro Strata answers their guideline questions with your name on the answer. You see who is searching.

Pricing Engine$450,000 · 10% down · 30 Yr · Bank statements · TX

Eligible 6Ineligible 142 of yours eligible

Lender and productRatePricePMT

Your companyBank Statement 30 Yr Fixed6.625%6.81% APR100.250$2,593

Another lenderBank Statement 30 Yr Fixed6.875%7.04% APR99.750$2,660

Your companyBank Statement 7/6 ARM6.375%6.60% APR100.500$2,527

Another lenderBank Statement 30 Yr Fixed7.000%7.19% APR100.125$2,694

Another lenderBank Statement 5/6 ARM6.500%6.74% APR99.500$2,560

Zeitro Strataasked by a broker

Borrower on a C08 work permit, 12 months of bank statements, 10% down in Texas. Which lender can do it?

Reading 24 lender guidelines

Quick answer: two lenders accept the C08 EAD code with 12 months of statements at 90% LTV.

Your company (Non-QM Elite): C08 EAD accepted with 12 months of statements, max 90% LTV, min FICO 660. Matrix p. 7

Another lender: 24 months of statements, max 85% LTV.

Sources: your Non-QM matrix v4 and 23 other lender guidelines

For the wholesale channel

Program and rate listing

Your programs and price sheets, in front of the brokers who run on Zeitro, priced side by side with everything else they can offer.

AI guideline lookup

Zeitro Strata answers your AEs and your brokers from your own guidelines, so the scenario desk scales without more people.

Broker activity reporting

See which brokers search and price your programs, and how often.

Encompass and loan delivery

Files arrive in Encompass ready to work, with the 1003 and documents attached.

Mega Capital Funding

Wholesale lender in 40+ states. Zeitro Strata runs the pre-underwriting eligibility review for loan officers and support staff.

Read the customer story

13xROI in the first three months

417hours of research time saved

314hours of communication saved

Frequently asked questions

How do brokers reach our programs?

More than 1,200 mortgage firms run on Zeitro. Once your programs are listed, every broker who prices a scenario that fits sees them, with your guidelines behind the answer.

What does it cost?

Wholesalers and TPOs have their own pricing, separate from the broker plans. Book a demo and we walk through it.