Agency mortgage guidelines, section by section
The FHA, VA, USDA and Ginnie Mae handbooks in full, and the section index of the Fannie Mae and Freddie Mac guides, as published by each agency and kept current in Zeitro Strata.
- Fannie Mae Single Family Selling GuideFannie Mae · version September 2, 2026 · 557 sections · section index
- Fannie Mae Eligibility MatrixFannie Mae · version August 5, 2026 · section index
- Freddie Mac Single-Family Seller/Servicer GuideFreddie Mac · version September 16, 2026 · 916 sections · section index
- HUD Handbook 4000.1, FHA Single Family Housing Policy HandbookFHA · version August 12, 2026 · 661 sections · full text
- VA Lender's Handbook, VA Pamphlet 26-7VA · version August 12, 2026 · 249 sections · full text
- USDA HB-1-3555, Single Family Housing Guaranteed Loan Program Technical HandbookUSDA · version March 2, 2026 · 221 sections · full text
- Ginnie Mae MBS GuideGinnie Mae · version October 25, 2026 · 36 sections · full text
Guideline text quoted as published by the agency. The latest published version governs. This is not an underwriting decision.