Fannie Mae Selling Guide B3-2-03: Risk Factors Evaluated by DU
This topic contains information on the risk factors evaluated by DU, including:
Fannie Mae publishes the full text of this section: Fannie Mae Single Family Selling Guide on the Fannie Mae website. Zeitro Strata answers questions about it with the passage and page cited.
What this section covers
- Risk Factors Evaluated by DU
- Credit History
- Delinquent Accounts
- Installment Loans
- Rent Payment History
- Revolving Credit Utilization
- Public Records, Foreclosures, and Collection Accounts
- Inquiries
- Borrower’s Equity and LTV Ratio
- Liquid Reserves
- Loan Purpose
- Loan Term
- Loan Amortization Type
- Occupancy Type
- Debt-to-Income Ratio
- Housing Expense
- Property Type
- First-time Homebuyer
- Cash Flow Assessment for Certain Loan Casefiles
Guideline text quoted as published by the agency. The latest published version governs. This is not an underwriting decision.