Fannie Mae Selling Guide B3-4.1-01: Minimum Reserve Requirements
This topic contains information on minimum reserve requirements, including:
Fannie Mae publishes the full text of this section: Fannie Mae Single Family Selling Guide on the Fannie Mae website. Zeitro Strata answers questions about it with the passage and page cited.
What this section covers
- What Are Liquid Financial Reserves?
- Acceptable Sources of Reserves
- Unacceptable Sources of Reserves
- Supplementing Borrower Funds
- Determining Required Minimum Reserves
- Calculation of Reserves for Multiple Financed Properties
- Simultaneous Second Home or Investment Property Transactions
- Examples of Reserves Calculations
- Additional Resources
Guideline text quoted as published by the agency. The latest published version governs. This is not an underwriting decision.