Fannie Mae Selling Guide B3-5.1-02: Determining the Credit Score for a Mortgage Loan
This topic contains requirements for determining the loan-level credit score, including:
Fannie Mae publishes the full text of this section: Fannie Mae Single Family Selling Guide on the Fannie Mae website. Zeitro Strata answers questions about it with the passage and page cited.
What this section covers
- Representative Credit Score
- Average Median Credit Score - Manual Underwriting
- Foreign Credit Reports and Credit Scores
Guideline text quoted as published by the agency. The latest published version governs. This is not an underwriting decision.

