Fannie Mae Selling Guide B3-5.2-01: Requirements for Credit Reports
This topic describes requirements for credit reports, including:
Fannie Mae publishes the full text of this section: Fannie Mae Single Family Selling Guide on the Fannie Mae website. Zeitro Strata answers questions about it with the passage and page cited.
What this section covers
- Overview
- General Requirements
- Public Records Information
- Acceptable and Unacceptable Changes
- Required Creditor Information
- Format for Reporting Payment History
- Inquiries
- Unreported Debts
- Assessing Borrower Credit Management Skills
- Credit Report Requirements in Desktop Underwriter
- Credit Score Requirements
Guideline text quoted as published by the agency. The latest published version governs. This is not an underwriting decision.

