Fannie Mae Selling Guide B3-6-04: Qualifying Payment Requirements
This topic contains information on determining the borrower’s monthly PITIA used for qualifying purposes, including:
Fannie Mae publishes the full text of this section: Fannie Mae Single Family Selling Guide on the Fannie Mae website. Zeitro Strata answers questions about it with the passage and page cited.
What this section covers
- Qualifying Payment Amount
- Additional Information About ARM Qualifying for DU Loan Casefiles
Guideline text quoted as published by the agency. The latest published version governs. This is not an underwriting decision.

