Fannie Mae Selling Guide B5-2-03: Manufactured Housing Underwriting Requirements
This topic contains information on manufactured housing underwriting considerations, including:
Fannie Mae publishes the full text of this section: Fannie Mae Single Family Selling Guide on the Fannie Mae website. Zeitro Strata answers questions about it with the passage and page cited.
What this section covers
- Underwriting and DU Requirements
- Loan Amount
- Down Payment Requirements
- Trade Equity from the Borrower’s Existing Manufactured Home
- Traded Manufactured Homes
- Purchase Money Transactions
- Limited Cash-Out Refinance Transactions
- Cash-Out Refinance Transactions
- New Construction of a Manufactured Home
- Construction-to-Permanent Transactions
- Uniform Appraisal Dataset (UAD) 3.6 Supplement
Guideline text quoted as published by the agency. The latest published version governs. This is not an underwriting decision.

