Fannie Mae Selling Guide B5-3.3-01: HomeStyle Refresh for Improvements on Existing Properties

Document: Fannie Mae Single Family Selling Guide
Section date: August 5, 2026
Version in Zeitro Strata: September 2, 2026
Where: pages 769–774 of 1196
Official text: Fannie Mae Single Family Selling Guide on the Fannie Mae website

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This topic contains information concerning mortgage loans on existing properties where renovation improvements are part of the transaction, including:

Fannie Mae Selling Guide B5-3.3-01, pages 769–774

Fannie Mae publishes the full text of this section: Fannie Mae Single Family Selling Guide on the Fannie Mae website. Zeitro Strata answers questions about it with the passage and page cited.

What this section covers

Overview
Product Eligibility
Eligible Property and Occupancy Types
Eligible Improvements
Calculating LTV and Maximum Renovation Amount
Lender Responsibilities
Appraisal Requirements
Title and Insurance Updates
Special Feature Code
Manual Underwriting
Uniform Appraisal Dataset (UAD) 3.6 Policy

Guideline text quoted as published by the agency. The latest published version governs. This is not an underwriting decision.