Fannie Mae Selling Guide B5-7-02: High LTV Refinance Underwriting, Documentation, and Collateral Requirements for the New Loan
, High LTV Refinance Underwriting, Documentation, and Collateral Requirements for the New Loan (09/03/2025) Introduction This topic contains information about underwriting requirements for the high LTV refinance option, including:
Fannie Mae publishes the full text of this section: Fannie Mae Single Family Selling Guide on the Fannie Mae website. Zeitro Strata answers questions about it with the passage and page cited.
What this section covers
- Underwriting Methods
- Underwriting Requirements
- Employment, Income, and Asset Verification
- Valuation Requirements
Guideline text quoted as published by the agency. The latest published version governs. This is not an underwriting decision.

