Freddie Mac Seller/Servicer Guide 4101.11: Origination and delivery of Mortgages using a New York Consolidation, Extension and Modification Agreement (the “NY CEMA”)
This section contains requirements related to:
Freddie Mac publishes the full text of this section: Freddie Mac Seller/Servicer Guide 4101.11 on the Freddie Mac website. Zeitro Strata answers questions about it with the passage and page cited.
What this section covers
- (a) Defined terms
- (b) Documentation
- (c) Delivery package for NY CEMA
- (d) Mortgage file documentation
Guideline text quoted as published by the agency. The latest published version governs. This is not an underwriting decision.

