Freddie Mac Seller/Servicer Guide 4201.12: Second home Mortgages
Mortgages secured by second homes are eligible for sale to Freddie Mac in accordance with the requirements of this section.
Freddie Mac publishes the full text of this section: Freddie Mac Seller/Servicer Guide 4201.12 on the Freddie Mac website. Zeitro Strata answers questions about it with the passage and page cited.
What this section covers
- (a) Eligibility requirements
- (b) Special underwriting requirements
- (c) Uniform Instrument requirements
- (d) Credit Fees
Guideline text quoted as published by the agency. The latest published version governs. This is not an underwriting decision.

