Freddie Mac Seller/Servicer Guide 4501.6: Borrower income and qualifying ratios for Home Possible® Mortgages
This section contains requirements related to:
Freddie Mac publishes the full text of this section: Freddie Mac Seller/Servicer Guide 4501.6 on the Freddie Mac website. Zeitro Strata answers questions about it with the passage and page cited.
What this section covers
- (a) Qualifying income
- (b) Rental income
- (c) Contribution to total qualifying income from Borrowers with insufficient credit history
- (d) Qualifying ratios
Guideline text quoted as published by the agency. The latest published version governs. This is not an underwriting decision.

