Freddie Mac Seller/Servicer Guide 4504.5: General eligibility requirements for HeritageOne® Mortgages
This section contains requirements related to:
Freddie Mac publishes the full text of this section: Freddie Mac Seller/Servicer Guide 4504.5 on the Freddie Mac website. Zeitro Strata answers questions about it with the passage and page cited.
What this section covers
- (a) Loan limits
- (a) Mortgage purpose
- (b) Temporary subsidy buydown plans
- (c) Secondary financing
- (d) Rental income
- (e) Homebuyer education
- (f) Landlord education for 2- to 4-unit properties
- (g) Resale restrictions
- (h) Right of first refusal
Guideline text quoted as published by the agency. The latest published version governs. This is not an underwriting decision.

