Freddie Mac Seller/Servicer Guide 4602.3: Two-Time Close transactions
Refer to Bulletin 2025-7, which announced the policy requirements for Uniform Appraisal Dataset (UAD) 3.6.
Freddie Mac publishes the full text of this section: Freddie Mac Seller/Servicer Guide 4602.3 on the Freddie Mac website. Zeitro Strata answers questions about it with the passage and page cited.
What this section covers
- (a) Two-Time Close documentation structure
- (b) Mortgage purpose
- (c) Appraisal requirements
Guideline text quoted as published by the agency. The latest published version governs. This is not an underwriting decision.