Freddie Mac Seller/Servicer Guide 4702.4: Acceptable exceptions to the title insurance policy or to the attorney’s opinion of title letter
This section contains requirements related to:
Freddie Mac publishes the full text of this section: Freddie Mac Seller/Servicer Guide 4702.4 on the Freddie Mac website. Zeitro Strata answers questions about it with the passage and page cited.
What this section covers
- (a) Subsurface public utility easements
- (b) Surface public utility easements
- (c) Encroachments on public utility easements
- (d) Restrictive agreements and restrictive covenants
- (e) Mutual easement agreements
- (f) Fence misplacements
- (g) Encroachments on the Mortgaged Premises by improvements on adjoining property
- (h) Encroachments on adjoining property
- (i) Oil, gas, water and mineral rights
- (j) Liens for taxes not due
- (k) Sums readvanced
- (l) Tenants in possession
- (m) Liens and leases for solar panels
- (n) Other exceptions
Guideline text quoted as published by the agency. The latest published version governs. This is not an underwriting decision.

