Freddie Mac Seller/Servicer Guide 5103.1: Mortgages including a non-occupying Borrower
Refer to Bulletin 2026-10, which announced updates related to accumulated assets as income.
Freddie Mac publishes the full text of this section: Freddie Mac Seller/Servicer Guide 5103.1 on the Freddie Mac website. Zeitro Strata answers questions about it with the passage and page cited.
What this section covers
- (a) General eligibility requirements
- (b) Other provisions related to non-occupying Borrowers
Guideline text quoted as published by the agency. The latest published version governs. This is not an underwriting decision.

