Freddie Mac Seller/Servicer Guide 5202.1: Credit assessment for Manually Underwritten Mortgages
This section contains requirements related to:
Freddie Mac publishes the full text of this section: Freddie Mac Seller/Servicer Guide 5202.1 on the Freddie Mac website. Zeitro Strata answers questions about it with the passage and page cited.
What this section covers
- (a) Establishing Borrower’s credit reputation
- (b) Documenting Borrower’s credit reputation
- (c) Evaluating Borrower’s credit reputation
- (d) Adverse or derogatory credit information
- (e) Evaluating other credit information
- (f) Documenting and delivering Underwriting Scores and Indicator Scores
Guideline text quoted as published by the agency. The latest published version governs. This is not an underwriting decision.

