Freddie Mac Seller/Servicer Guide 5305.1: Requirements for all other income (non-employment/non-self-employment)
: Requirements for all other income (non-employment/non-self- employment) (08/05/26) Refer to Bulletin 2026-10, which announced updates related to accumulated assets as income.
Freddie Mac publishes the full text of this section: Freddie Mac Seller/Servicer Guide 5305.1 on the Freddie Mac website. Zeitro Strata answers questions about it with the passage and page cited.
What this section covers
- (a) Requirements applicable to all other income types
- (b) Alimony, child support or separate maintenance payments requirements
- (c) Capital gains requirements
- (d) Dividend and interest requirements
- (e) Foster-care income requirements
- (f) Housing Choice Voucher homeownership program (also referred to as Section 8) requirements
- (g) Housing or parsonage allowance requirements
- (h) Long-term disability income requirements
- (i) Mortgage Credit Certificate (MCC) requirements
- (j) Notes receivable requirements
- (k) Public assistance income (e.g., TANF) requirements
- (l) Retirement account distributions as income requirements
- (m) Retirement income requirements
- (n) Royalty payments requirements
- (o) Social Security SSI requirements
- (p) Survivor and dependent benefit income requirements
- (q) Trust income requirements
- (r) Tax-exempt income requirements
- (s) Additional requirements for income from a foreign source (i.e., non-employment/non-self-employment income)
Guideline text quoted as published by the agency. The latest published version governs. This is not an underwriting decision.