Freddie Mac Seller/Servicer Guide 5306.1: Rental income
Refer to Bulletin 2025-7, which announced the policy requirements for Uniform Appraisal Dataset (UAD) 3.6.
Freddie Mac publishes the full text of this section: Freddie Mac Seller/Servicer Guide 5306.1 on the Freddie Mac website. Zeitro Strata answers questions about it with the passage and page cited.
What this section covers
- (a) General eligibility requirements
- (b) Rental income from subject 1- to 4-unit Investment Property
- (c) Rental income from non-subject investment property
- (d) Rental income from conversion of a Primary Residence to an Investment Property
- (e) Rental income from subject 2- to 4-unit Primary Residence
- (f) Rental income from non-subject 2- to 4-unit Primary Residence
- (g) Rental income from an ADU on a subject 1-unit Primary Residence
- (h) Rental income from live-in aide residing in a 1-unit Primary Residence
- (i) Other provisions related to rental income
Guideline text quoted as published by the agency. The latest published version governs. This is not an underwriting decision.

