Freddie Mac Seller/Servicer Guide 5307.1: Assets as a basis for repayment of obligations
Refer to Bulletin 2026-10, which announced updates related to accumulated assets as income.
Freddie Mac publishes the full text of this section: Freddie Mac Seller/Servicer Guide 5307.1 on the Freddie Mac website. Zeitro Strata answers questions about it with the passage and page cited.
What this section covers
- (a) Mortgage eligibility requirements
- (b) Asset calculation method for establishing the DTI ratio
- (c) Asset eligibility and documentation requirements
- (d) Special delivery requirements
- (b) Minimum asset value and calculation method for determining the qualifying amount to be used as Borrower’s income
Guideline text quoted as published by the agency. The latest published version governs. This is not an underwriting decision.