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Freddie Mac Seller/Servicer Guide 5501.1: Funds required for the Mortgage transaction

Document
Freddie Mac Single-Family Seller/Servicer Guide
Section date
Future effective date
Version in Zeitro Strata
Where
pages 1289–1300 of 3376
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Refer to Bulletin 2026-10, which announced updates related to accumulated assets as income.

Freddie Mac Seller/Servicer Guide 5501.1, pages 1289–1300

Freddie Mac publishes the full text of this section: Freddie Mac Seller/Servicer Guide 5501.1 on the Freddie Mac website. Zeitro Strata answers questions about it with the passage and page cited.

What this section covers

  • (a) Verification of Borrower funds for a purchase transaction
  • (b) Verification of Borrower funds for a refinance transaction
  • (c) Eligible sources of funds
  • (d) Prorated real estate tax credits
  • (e) General documentation requirements
  • (f) Evaluation of deposits in the Borrower’s accounts

Guideline text quoted as published by the agency. The latest published version governs. This is not an underwriting decision.