Freddie Mac Seller/Servicer Guide 5601.3: Eligibility of a property with incomplete improvements
Refer to Bulletin 2025-7, which announced the policy requirements for Uniform Appraisal Dataset (UAD) 3.6.
Freddie Mac publishes the full text of this section: Freddie Mac Seller/Servicer Guide 5601.3 on the Freddie Mac website. Zeitro Strata answers questions about it with the passage and page cited.
What this section covers
- (a) Eligible properties
- (b) Requirements for Mortgages with Settlement Dates prior to the completion of improvements
Guideline text quoted as published by the agency. The latest published version governs. This is not an underwriting decision.

