Freddie Mac Seller/Servicer Guide 5603.1: Appraiser Independence Requirements, Seller selection of appraisers and appraiser qualifications
Refer to Bulletin 2025-7, which announced the policy requirements for Uniform Appraisal Dataset (UAD) 3.6.
Freddie Mac publishes the full text of this section: Freddie Mac Seller/Servicer Guide 5603.1 on the Freddie Mac website. Zeitro Strata answers questions about it with the passage and page cited.
What this section covers
- (a) Seller responsibilities
- (b) Appraiser Independence Requirements
- (c) Appraiser and supervisory appraiser qualifications
- (d) Unlicensed and trainee appraisers
- (e) Seller representations and warranties regarding appraisers and appraisal reports
- (f) Representations by appraisers and appraisal management companies
Guideline text quoted as published by the agency. The latest published version governs. This is not an underwriting decision.

