Freddie Mac Seller/Servicer Guide 8405.1: 12-month occupancy waiver request
For Mortgages secured by a Borrower’s Primary Residence or a second home, the Fannie Mae/Freddie Mac Single-Family Uniform Security Instrument and the Second Home Rider provides that a Borrower, except as otherwise permitted by the instrument, must occupy the Mortgaged Premises within 60 days of executing the Security Instrument, or …
Freddie Mac publishes the full text of this section: Freddie Mac Seller/Servicer Guide 8405.1 on the Freddie Mac website. Zeitro Strata answers questions about it with the passage and page cited.
Guideline text quoted as published by the agency. The latest published version governs. This is not an underwriting decision.