Freddie Mac Seller/Servicer Guide 8406.1: General policy and federal regulation on Transfers of Ownership and assumptions

Document: Freddie Mac Single-Family Seller/Servicer Guide
Section date: September 10, 2025
Version in Zeitro Strata: September 16, 2026
Where: pages 2381–2387 of 3376
Official text: Freddie Mac Seller/Servicer Guide 8406.1 on the Freddie Mac website

This section contains requirements related to:

Freddie Mac Seller/Servicer Guide 8406.1, pages 2381–2387

Freddie Mac publishes the full text of this section: Freddie Mac Seller/Servicer Guide 8406.1 on the Freddie Mac website. Zeitro Strata answers questions about it with the passage and page cited.

What this section covers

(a) General policy on Transfers of Ownership and assumptions
(b) Transfers of Ownership and assumptions of Mortgages insured by the FHA or guaranteed by the VA or RHS
(c) Federal restrictions on the exercise of the due-on-transfer clause
(d) Additional permitted Transfers of Ownership

Guideline text quoted as published by the agency. The latest published version governs. This is not an underwriting decision.