Freddie Mac Seller/Servicer Guide 8406.3: File retention, fees and special provisions for Transfers of Ownership and assumptions
This section contains information related to:
Freddie Mac publishes the full text of this section: Freddie Mac Seller/Servicer Guide 8406.3 on the Freddie Mac website. Zeitro Strata answers questions about it with the passage and page cited.
What this section covers
- (a) File retention for Transfers of Ownership and assumptions
- (b) Transfer of Ownership fees
- (c) Assumability provisions and rate cap requirements for ARMs
- (d) Transfers of ownership and buydown accounts
Guideline text quoted as published by the agency. The latest published version governs. This is not an underwriting decision.

