HUD Handbook 4000.1 I.A.3.f: Application Denial

Document
HUD Handbook 4000.1, FHA Single Family Housing Policy Handbook
Section date
Version in Zeitro Strata
Where
pages 50–51 of 1872

Page 50

f. Application Denial (03/14/2016)

If FHA denies the application, FHA will provide written notice to the applicant that includes an explanation of the reasons for the denial.

i. Appeal of Denial

The applicant may submit an appeal of the denial decision through the online application within 30 Days of the date of the denial.

If the denial is sustained, the applicant may submit a second appeal through the online application within 30 Days of the date the denial is sustained. If the denial of approval is sustained a second time, the applicant will be ineligible to apply for FHA approval for a period of 12 months.

ii. Reapplication

An applicant whose approval was denied may re-apply after a period of 12 months. The applicant will be required to pay an application fee at the time it submits its subsequent application for approval.

Page 51

I. DOING BUSINESS WITH FHA A. FHA Lenders and Mortgagees (09/20/2021)
4. Branch Offices

Guideline text quoted as published by the agency. The latest published version governs. This is not an underwriting decision.