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c. Application and Approval Process (12/23/2025)
i. Eligibility Requirements
(A) General Requirements
For placement on the FHA Appraiser Roster, the appraiser must:
• be a state-certified residential or state-certified general appraiser with credentials based on the minimum licensing/certification criteria issued by the Appraiser Qualifications Board (AQB) of the Appraisal Foundation;
• not be suspended, debarred, or otherwise excluded; and
• not be listed on HUD’s Limited Denial of Participation (LDP) List, HUD’s Credit Alert Verification Reporting System (CAIVRS), or subject to any current loss of standing or suspension as a certified appraiser in any state.
(B) Competency Requirement
The Appraiser must be knowledgeable of the Uniform Standards of Professional Appraisal Practice (USPAP) and FHA appraisal requirements. The Appraiser must meet the competency requirements defined in USPAP prior to accepting an assignment. The Appraiser must be knowledgeable in the market where the assignment is located.
(C) Licensing Requirement
The Appraiser must be a state-certified residential or state-certified general Appraiser. The Appraiser must maintain and be able to prove certification in all states in which the Appraiser performs appraisals.
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I. DOING BUSINESS WITH FHA B. Other Participants
1. FHA Appraiser Roster
ii. Submitting the Application and Required Documentation
The appraiser must submit applications electronically through FHA Connection (FHAC) and follow the FHA Appraiser Roster Application Instructions.
(A) Form HUD-92563-A, Application for Roster Personnel Designation
The appraiser must complete form HUD-92563-A, Application for Roster Personnel Designation, online and electronically sign in FHAC.
The appraiser must certify that the appraiser has “read and fully understands and will comply with FHA Single Family Housing Policy Handbook (Handbook 4000.1), and FHA Single Family Housing Appraisal Report and Data Delivery Guide.”
(B) State Certification
The appraiser must provide a PDF image of their current state-issued certification for each state in which the appraiser holds a valid certification. A PDF image of the credential must be uploaded to FHAC with:
• the initial application;
• the addition of any new state credentials; and
• the upgrade of credential levels.
A copy of the current credential is not required for renewals.
(C) Pending or Settled Actions
The applicant must disclose all lawsuits, administrative complaints, Findings, or reports produced in connection with an investigation, audit, or review conducted by HUD, another federal, state, or local governmental agency, or by any other regulatory or oversight entity with jurisdiction over the appraiser, its officers, partners, directors, principals, managers, supervisors, and other agents, that are currently pending or were resolved within two years of the application, including any violations of the Fair Housing Act.
iii. Processing of Application
FHA will review all completed applications for approval to determine if the appraiser complies with all eligibility requirements. If FHA requires additional documentation or clarifying information, FHA may request such additional information and provide the appraiser with a deadline for response. If the appraiser does not submit a completed application or provide the additional information requested by the specified deadline, FHA may deny approval on this basis.
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I. DOING BUSINESS WITH FHA B. Other Participants
1. FHA Appraiser Roster
iv. Application Approval
If FHA approves the appraiser’s application, the Appraiser’s name will appear on the FHA Appraiser Roster.
v. Application Denial
Applicants deemed ineligible for placement on the FHA Appraiser Roster will be notified electronically and provided with the reason(s) for denial.