HUD Handbook 4000.1 II.A.2.d: Maximum Mortgage Term

Document: HUD Handbook 4000.1, FHA Single Family Housing Policy Handbook
Section date: September 14, 2015
Version in Zeitro Strata: August 12, 2026
Where: page 207 of 1872
Official text: HUD Handbook 4000.1, FHA Single Family Housing Policy Handbook on the FHA website

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Page 207

d. Maximum Mortgage Term (09/14/2015)

The maximum mortgage term may not exceed 30 years from the date that amortization begins. FHA does not require that mortgage terms be in five year multiples.

Guideline text quoted as published by the agency. The latest published version governs. This is not an underwriting decision.