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HUD Handbook 4000.1 II.A.5: Manual Underwriting of the Borrower [Text was deleted in this section.]

Document
HUD Handbook 4000.1, FHA Single Family Housing Policy Handbook
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page 304 of 1872
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Page 304

5. Manual Underwriting of the Borrower [Text was deleted in this section.]

The Mortgagee must manually underwrite those applications where the AUS issues a Refer or applications which were downgraded to a manual underwrite.

Guideline text quoted as published by the agency. The latest published version governs. This is not an underwriting decision.