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b. HUD Review and Approval Process (11/10/2026)
i. Definition
HUD Review and Approval Process (HRAP) refers to the submission of project applications to FHA for approval.
ii. Standard
HRAP may be used for Full Review, Recertification Review, or Phasing Review. HRAP must be used for newly converted Condominium Projects, MHCPs or any Condominium Projects that have completed a Resolution of Financial Distress Event within the past 36 months.
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II. ORIGINATION THROUGH POST-CLOSING/ENDORSEMENT C. Condominium Project Approval
3. Project Approval Submission
iii. Eligible Submission Sources
Requests for Condominium Project approval must be submitted to FHA by one of the following:
• Mortgagee;
• builder;
• developer;
• Condominium Association;
• management company;
• project consultant; or
• attorney acting as an agent for the developer/builder, Condominium Association or management company.
FHA will not pay for any fees associated with the Condominium Project Approval process.
iv. Submission Process
The application package must be submitted to FHA as a single Portable Document Format (PDF) file by email to the FHA Resource Center at answers@hud.gov or via the HUD FHA Self-Service Portal. Emails must be broken into 25 MB or less. Multiple emails may be sent and subject lines should include the name of the project. The HUD FHA Self-Service Portal does not have file size limitations. Incomplete packages will not be processed.
All application packages must be submitted in English. If the original document was drafted in a language other than English, the original may be submitted accompanied by an English translation.
The Condominium Project Approval application must be arranged in the stacking order as presented in the chart below.
Condominium Project Approval Stacking Order # Documentation 1 Cover Letter 2 form HUD-9992, FHA Condominium Project Approval Questionnaire 3 Legal Documents 4 Financial Documents 5 Contracts 6 Insurance 7 Flood Insurance and Related Documentation 8 Special Flood Hazard Area 9 Commercial/Nonresidential 10 Live/Work 11 Litigation 12 Other Required Documents
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II. ORIGINATION THROUGH POST-CLOSING/ENDORSEMENT C. Condominium Project Approval
3. Project Approval Submission