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e. Remote Observation (08/19/2024)
i. Definition
Remote Observation is a technology-based method that allows the Appraiser to directly observe the Property characteristics, concurrently and in coordination with another individual at the Property. The technology must provide data capture of the observation and include metadata with geocoding for location confirmation.
ii. Required Analysis and Reporting
All required visual exhibits and photograph images for the applicable scope of work must be included. A Remote Observation option is only available in connection with:
• damage inspections in a Presidentially-Declared Major Disaster Area (PDMDA); or
• completing the Certification of Completion section of Fannie Mae Form 1004D/Freddie Mac Form 442, Appraisal Update and/or Completion Report, for the reobservation of a Property.
When using a Remote Observation technology, the appraisal report must include a certification that states the visual inspection was performed with Remote Observation and the technology verified the location of the Property.