HUD Handbook 4000.1 III.A.2.b: Reporting to Consumer Reporting Agencies and the IRS

Document: HUD Handbook 4000.1, FHA Single Family Housing Policy Handbook
Section date: March 31, 2022
Version in Zeitro Strata: August 12, 2026
Where: page 1203 of 1872
Official text: HUD Handbook 4000.1, FHA Single Family Housing Policy Handbook on the FHA website

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Page 1203

b. Reporting to Consumer Reporting Agencies and the IRS (03/31/2022)

The Mortgagee is responsible for:

• complying with applicable law and federal regulations relating to reporting to consumer reporting agencies; and
• ensuring that all reported information is accurate.

The Mortgagee is also responsible for any required IRS reporting regarding acquisition of secured Property or cancellation of mortgage debt, in accordance with the Internal Revenue Code (IRC).

Guideline text quoted as published by the agency. The latest published version governs. This is not an underwriting decision.