HUD Handbook 4000.1 IV.C.2.a: Pre-claim Requirements

Document: HUD Handbook 4000.1, FHA Single Family Housing Policy Handbook
Section date: May 9, 2022
Version in Zeitro Strata: August 12, 2026
Where: page 1689 of 1872
Official text: HUD Handbook 4000.1, FHA Single Family Housing Policy Handbook on the FHA website

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Page 1689

a. Pre-claim Requirements (05/09/2022)

The Lender may not file a claim until all default servicing remedies stated in Loan Default and Loss Mitigation have been applied. This servicing includes sending the Notice of Default and Acceleration, repossessing the Manufactured Home, appraising the home, sending the Notice of Sale, and selling the home.

Guideline text quoted as published by the agency. The latest published version governs. This is not an underwriting decision.