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13.11 CONSTRUCTION AND SITE REQUIREMENTS FOR NEW DWELLINGS
The borrower will contract with a licensed manufactured dealer. Manufactured homes must meet the site and other requirements for new dwellings in accordance with Chapter 12 of this Handbook. The lender’s permanent loan file must contain the following:
x An itemized cost breakdown of the total package, including the base unit, eligible
options, site development, installation, set-up, lot costs, and any credit for wheels and axles.
x Dealer certification that any cash payment or rebate as a result of the purchase
will be deducted from the price of the unit and not paid directly to the applicants.
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x Dealer certification that proposed cost is the full price of the unit. If furniture is
being purchased by the applicants with personal funds, a lien will not be filed against the security property.
x Foundation plan designed to meet the HUD Handbook 4930.3G, Permanent
Foundations Guide for Manufactured Housing (PFGMH), guidelines.
x Plot and site development plans.
x Inspections in accordance with Chapter 12 of this Handbook.
x Contractor certification that multi-sectioned units were properly joined and sealed
according to the manufacturer's specifications and the home sustained no damage during transportation and set-up.