USDA HB-1-3555 9.5: ADJUSTED ANNUAL INCOME [7 CFR 3555.152(c)]

Document: USDA HB-1-3555, Single Family Housing Guaranteed Loan Program Technical Handbook
Version in Zeitro Strata: March 2, 2026
Where: pages 101–102 of 551
Official text: USDA HB-1-3555, Single Family Housing Guaranteed Loan Program Technical Handbook on the USDA website

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Page 101

The adjusted annual income calculation will determine if the household is eligible for the guaranteed loan program. Adjusted annual income is calculated by using the annual income calculation and subtracting any of the eligible deductions in 7 CFR 3555.152(c) for which the household may qualify. Attachment 9-C provides an example of using deductions.

Refer to Attachment 9-A for information and documentation options to support these eligible deductions:

x Dependents

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x Child Care Expenses

x Elderly Household

x Care of Household Members with Disabilities

x Medical Expenses

Guideline text quoted as published by the agency. The latest published version governs. This is not an underwriting decision.