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ATTACHMENT 12-D
APPROVED LENDER CERTIFICATION
Completion of New Construction
Borrower: ____________________________________________
Co-Borrower: _________________________________________
Property: _____________________________________________
City, State, Zip: ________________________________________
In accordance with Paragraph 12.20 of Chapter 12, HB-1-3555, I have included a copy of the loan amortization agreement if the loan was reamortized or modified after construction. In addition, whether the loan was reamortized or not, I certify the following:
1. Construction is complete in accordance with approved plans, specifications and change orders.
2. The property can be occupied by the borrower.
3. The following is complete. Evidence is retained in our permanent loan file for further review by Rural Development:
a. Plans, drawings and specifications have been certified in accordance
with Paragraph 12.9B of Chapter 12, HB-1-3555.
b. Required construction phase inspections have been completed in
accordance with Paragraph 12.9B of Chapter 12, HB-1-3555;
c. Thermal standards meet or exceed the 2021 International Energy
Conservation Code (IECC) or subsequently issued code;
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d. Construction warranties have been issued to the borrower; and
e. Evidence of the construction contract, cost breakdown and
construction ledger related to the construction of this home.
Approved Lender Certification:
I am duly authorized to represent this organization. I certify that we have originated, underwritten, closed and monitored the completion of new construction of the above loan in accordance with all Agency loan requirements of 7 CFR 3555.
Lender’s Signature
Title of Lender’s Representative
Date Executed
Name of Approved Lender