VA Pamphlet 26-7 Chapter 12, Topic 23: Heating

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VA Lender's Handbook, VA Pamphlet 26-7
Version in Zeitro Strata
Where
page 307 of 461

Page 307

Topic 23. Heating

February 27, 2026

Subtopic b, Non-Vented Heater, has been removed

a. Requirement

Heating must be permanently installed and maintain a temperature of at least 50 degrees Fahrenheit in areas with plumbing.

b. Mild Climate

In areas with a mild climate, heating may not be required (see Topic 1, Subsection h of this Chapter).

c. Air Conditioning

Air conditioning is not required, but if installed, must be operational. If any needed repairs to the air conditioning equipment are apparent, the appraiser must prepare the appraisal subject to the repair of the air conditioning system by a licensed heating/air conditioning contractor.

Guideline text quoted as published by the agency. The latest published version governs. This is not an underwriting decision.