VA Pamphlet 26-7 Chapter 12, Topic 28: Crawl Space

Document
VA Lender's Handbook, VA Pamphlet 26-7
Version in Zeitro Strata
Where
pages 309–310 of 461

Page 309

Topic 28. Crawl Space

March 28, 2019

This Chapter has been revised in its entirety.

a. Appraiser Expectation

Fee appraisers are required to view, but not enter, the crawl space.

b. Requirements

The crawl space must:

have adequate access,

be clear of debris, and

Page 310

be properly vented.

c. Floor Joists

The floor joists must be sufficiently above the highest level of the ground to provide access for maintenance and repair of ductwork and plumbing.

d. Dampness

Any excessive dampness or ponding of water must be corrected.

e. Vacant Area Beneath House

Not all houses with a vacant area beneath the flooring are considered to have a crawl space particularly if no mechanical systems are present, and there is no reason for access. If the area is properly vented and free of moisture, this condition is acceptable.

Guideline text quoted as published by the agency. The latest published version governs. This is not an underwriting decision.