VA Pamphlet 26-7 Chapter 12, Topic 4: Access

Document
VA Lender's Handbook, VA Pamphlet 26-7
Version in Zeitro Strata
Where
pages 293–294 of 461

Page 293

Topic 4. Access

March 28, 2019

This Chapter has been revised in its entirety.

a. Street Access

Each property must be provided with a safe and adequate pedestrian or vehicular access from a public or private street with an all-weather surface.

b. Private Road Requirements

Private roads must be:

protected by a permanent easement, and

maintained by a homeowners association or joint maintenance agreement.

c. Maintenance Agreement Signatures

If a maintenance agreement does not exist, every effort should be made to obtain the agreement of all owners of properties on the private road to share the cost of maintaining the road.

Page 294

d. RLC Approval Required if the Veteran is Accepting Additional Responsibility

In the absence of an agreement signed by all owners, particularly those of properties located between the subject property and the public road, an agreement by a Veteran to accept responsibility for a disproportionate share of the road must be reasonable in regards to the distance from the subject property to the public road. The RLC of jurisdiction must be contacted in order to approve the agreement. VA will not accept an agreement in which the Veteran accepts sole responsibility for maintaining an unreasonable distance of the private road as this could create a burden for the Veteran as well as future property owners.

e. Private Street in PUD or Condominium

If private street maintenance is covered in the organizational documents for a planned unit development (PUD) or condominium, or by state law, the NOV may be issued without a requirement for further documentation.

f. Easements Must Run with the Land

Each living unit must be accessible without passing through any other living unit or trespassing on adjoining properties. Any easements required must run with the land.

g. Backyard Access

Access to the backyard must be provided without passing through any other living unit. For a row- type dwelling, the access may be by means of

an alley,

easement, or

passing through the subject dwelling.

h. Exterior Wall Access

Adequate space to perform maintenance of the exterior walls must be present between buildings.

i. Property Constructed Adjacent to Another Property Line

A building constructed on or next to a property line must be separated from the adjoining building by a wall extending the full height of the building from the foundation to the ridge of the roof.

Guideline text quoted as published by the agency. The latest published version governs. This is not an underwriting decision.