VA Pamphlet 26-7 Chapter 6: Refinancing Loans

Document: VA Lender's Handbook, VA Pamphlet 26-7
Version in Zeitro Strata: August 12, 2026
Where: page 148 of 461
Official text: VA Lender's Handbook, VA Pamphlet 26-7 on the VA website

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Page 148

Chapter 6. REFINANCING LOANS

Topic 1. Interest Rate Reduction Refinancing Loans (IRRRLs) Topic 2. IRRRL Made to Refinance a Delinquent Loan Topic 3. Cash-Out Refinancing Loans Topic 4. Quick Reference Table for IRRRLs Versus Cash-Out Refinancing Loans Topic 5. Other Refinancing Loans

Guideline text quoted as published by the agency. The latest published version governs. This is not an underwriting decision.