Freddie Mac Seller/Servicer Guide 5303.3: Income while on temporary leave

Document: Freddie Mac Single-Family Seller/Servicer Guide
Section date: August 5, 2026
Future effective date: February 3, 2027
Version in Zeitro Strata: September 16, 2026
Where: pages 1016–1021 of 3376
Official text: Freddie Mac Seller/Servicer Guide 5303.3 on the Freddie Mac website

Refer to Bulletin 2026-10, which announced updates related to accumulated assets as income.

Freddie Mac Seller/Servicer Guide 5303.3, pages 1016–1021

Freddie Mac publishes the full text of this section: Freddie Mac Seller/Servicer Guide 5303.3 on the Freddie Mac website. Zeitro Strata answers questions about it with the passage and page cited.

What this section covers

(a) Temporary leave from current employment – general requirements and guidance
(b) Determining qualifying income and Borrower capacity to meet obligations while on temporary leave
(c) Documentation requirements

Guideline text quoted as published by the agency. The latest published version governs. This is not an underwriting decision.