Freddie Mac Seller/Servicer Guide 5303.4: Automated income assessment using employed income data

Document: Freddie Mac Single-Family Seller/Servicer Guide
Section date: September 2, 2026
Version in Zeitro Strata: September 16, 2026
Where: pages 1022–1032 of 3376
Official text: Freddie Mac Seller/Servicer Guide 5303.4 on the Freddie Mac website

This section contains:

Freddie Mac Seller/Servicer Guide 5303.4, pages 1022–1032

Freddie Mac publishes the full text of this section: Freddie Mac Seller/Servicer Guide 5303.4 on the Freddie Mac website. Zeitro Strata answers questions about it with the passage and page cited.

What this section covers

(a) Overview
(b) Eligible income types
(c) Underwriting requirements
(d) Data submission requirements, representation and warranty relief eligibility and documentation requirements
(e) Closed Loans data submission requirements, representation and warranty relief eligibility and documentation requirements
(f) IRS Form 4506-C requirements

Guideline text quoted as published by the agency. The latest published version governs. This is not an underwriting decision.